Released on: May 24, 2008, 12:21 am

Press Release Author: benepath.com

Industry: Law

Press Release Summary: Many consumers are shocked to find that the rate advertised
isn't the rate they're offered. How can a local insurance agent help you avoid this
trap?

Press Release Body: Just because you see a preferred rate on a website that quotes
health care insurance does not mean you will automatically receive that rate. Your
individual rates are set based on your specific health concerns. Those health
concerns may mean you are moved to a different category and pay a different rate.

Even when you do try to do your own online health insurance research you have to
keep in mind that just about everyone has something they are being treated for
medically. Anything that you are under a doctor\'s care for will make a difference
in the quotes you receive. This is not to say that you are uninsurable--rather, it
just means \"different quotes, for different folks.\"

Going straight to the insurance carrier won\'t make any difference in the rates you
will be quoted either, for the very simple reason that all the health care insurance
rates are federally mandated. The difference in price quoting will come as a result
of each insurance carrier's specific criteria they follow in assessing your
insurability - and each company does have different methods of assigning risk.

In the final analysis, it is best to deal with an insurance company that offers you
options to fit your life style. You want to do business with licensed insurance
agents who can explain things to you in plain English and make your life easier, and
who know the area where you live. Out of state carriers, while they can provide a
generic quote, don\'t really understand the local area the way someone who lives in
your state does.

The advantages to dealing with your state-licensed health care insurance providers
is that they know which hospitals will pay claims, and which don\'t, and what
services are provided by the various doctors in the area. Always remember that,
even though the preferred rate may not apply to you and your family, there IS a rate
that will!

Benepath.com can provide you with common sense health care insurance at rates suited
to your particular lifestyle. Obtain a no-obligation quote from them online or by
contacting them directly at 1-888-423-6437 or 1-888-4BENIES

To learn more, visit http://www.benepath.com


Web Site: http://www.benepath.com

Contact Details: Adviatech Corp., PR for benepath.com
9280 Bay Plaza Blvd Suite 706
Tampa, FL 33619
1.813.600.3017